Inheritance Planning | Beneficiary Wealth Management

Inheritance Planning

Clarifying account types: IRA, Roth IRA, brokerage, trust assets, real estate, business interests.

Reviewing ownership structures and titling (individual, joint, trust-held).

Identifying immediate action items like retitling, claim forms, or probate filings.
Step-up in basis for taxable investments.

Required distributions from inherited IRAs and 401(k)s.

Potential estate or inheritance taxes.

Strategies for reducing taxes (charitable giving, Roth conversions, gifting).
Rebalancing inherited portfolios to match the heir’s goals and risk tolerance.

Deciding whether to consolidate or maintain inherited accounts.

Creating a long-term growth or income strategy tailored to the heir’s situation.
Setting up trusts to protect assets for children or future generations.

Using insurance, annuities, or other vehicles to preserve wealth.

Guarding against fraud, poor decision-making, or financial exploitation.
Honoring a loved one’s wishes through charitable strategies (DAFs, foundations).

Updating the heir’s own estate plan to reflect new wealth.

Creating multigenerational strategies for passing assets efficiently.

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